GAP (Guaranteed Asset Protection)
Covers the gap if a financed vehicle is totaled or stolen.
Request a RepGAP (Guaranteed Asset Protection) covers the difference between what a customer still owes on their auto loan or lease and what their insurance pays out when a vehicle is totaled or stolen, so they're not left paying for a car they no longer have.
Key Benefits
Pays the difference between the insurance settlement and the remaining loan or lease balance
Protects customers from owing on a totaled or stolen vehicle
Applies to both financed and leased vehicles
Especially valuable on low-down-payment and longer-term loans
Simple one-time enrollment at the point of sale
Often costs a fraction of a single monthly payment
Why It Sells
How GAP drives F&I performance at your dealership.
High-margin add to nearly every financed deal
Easy to present: customers instantly grasp the risk it removes
Strong attachment on long-term and low-equity loans
Backed by DAS training and compliance-friendly materials
Coverage at a Glance
Add GAP to your F&I menu.
Talk to a DAS representative about training, marketing materials, and getting started.